Side-by-side · Q2 2026 data
F.C.I. Ashland Federal Credit Union vs Young Community Federal Credit Union
Credit union
F.C.I. Ashland Federal Credit Union
Ashland, Kentucky · Under $100 million in assets
Credit union
Young Community Federal Credit Union
Louisville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | F.C.I. Ashland Federal Credit Union | Young Community Federal Credit Union |
|---|---|---|
| TellerScore | 81 (stronger) | 58 |
| Capital cushion | 93 (stronger) | 26 |
| Loan quality | 100 | 100 |
| Earnings | 23 (stronger) | 0 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 68th | 19th |
| Total assets | $8.8M | $869K |
| Deposits / shares | $7.5M | $542K |
| Capital ratio | 14.25% (stronger) | 7.58% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.07% (stronger) | -16.62% |
| Loans ÷ deposits | 68.5% | 39.6% (stronger) |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
F.C.I. Ashland Federal Credit Union has the higher TellerScore (81 vs 58). On the 4 directional measures above (where higher or lower is clearly better), F.C.I. Ashland Federal Credit Union leads on 3 and Young Community Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.