TellerScore

Side-by-side · Q2 2026 data

Fairfax State Savings Bank vs Metco Credit Union

Bank

Fairfax State Savings Bank

Fairfax, Iowa · $100 million – $1 billion

67of 100
Moderate

Credit union

Metco Credit Union

Cedar Rapids, Iowa · Under $100 million in assets

92of 100
Very strong

Metric by metric

MeasureFairfax State Savings BankMetco Credit Union
TellerScore6792 (stronger)
Capital cushion45100 (stronger)
Loan quality92 (stronger)77
Earnings49100 (stronger)
Funding & liquidity8789 (stronger)
Problem-loan coverage7796 (stronger)
Peer percentile34th92nd
Total assets$287.0M$58.7M
Deposits / shares$229.5M$47.3M
Capital ratio9.46%18.81% (stronger)
Problem loans0.25% (stronger)0.70%
Net charge-offs-0.09% (stronger)0.05%
Return on assets0.73%2.65% (stronger)
Loans ÷ deposits68.0% (stronger)70.9%
Uninsured deposits19.9%0.8% (stronger)
Offices31
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)16.9%—

Metco Credit Union has the higher TellerScore (92 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Fairfax State Savings Bank leads on 3 and Metco Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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