Side-by-side · Q2 2026 data
Fairfax State Savings Bank vs Pioneer Bank
Metric by metric
| Measure | Fairfax State Savings Bank | Pioneer Bank |
|---|---|---|
| TellerScore | 67 | 77 (stronger) |
| Capital cushion | 45 | 56 (stronger) |
| Loan quality | 92 | 97 (stronger) |
| Earnings | 49 | 87 (stronger) |
| Funding & liquidity | 87 (stronger) | 59 |
| Problem-loan coverage | 77 | 99 (stronger) |
| Peer percentile | 34th | 68th |
| Total assets | $287.0M | $282.8M |
| Deposits / shares | $229.5M | $243.0M |
| Capital ratio | 9.46% | 10.56% (stronger) |
| Problem loans | 0.25% | 0.09% (stronger) |
| Net charge-offs | -0.09% (stronger) | 0.00% |
| Return on assets | 0.73% | 1.67% (stronger) |
| Loans ÷ deposits | 68.0% (stronger) | 84.6% |
| Uninsured deposits | 19.9% (stronger) | 30.0% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.9% | 0.0% |
Pioneer Bank has the higher TellerScore (77 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Fairfax State Savings Bank leads on 3 and Pioneer Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.