Side-by-side · Q2 2026 data
Fairfield County Bank vs Chelsea Groton Bank
Metric by metric
| Measure | Fairfield County Bank | Chelsea Groton Bank |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 93 | 100 (stronger) |
| Loan quality | 98 (stronger) | 84 |
| Earnings | 47 | 76 (stronger) |
| Funding & liquidity | 27 | 42 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 80th | 93rd |
| Total assets | $1.9B | $1.8B |
| Deposits / shares | $1.5B | $1.2B |
| Capital ratio | 14.32% | 16.73% (stronger) |
| Problem loans | 0.05% (stronger) | 0.48% |
| Net charge-offs | -0.00% | -0.00% (stronger) |
| Return on assets | 0.68% | 1.39% (stronger) |
| Loans ÷ deposits | 101.1% (stronger) | 110.4% |
| Uninsured deposits | 44.1% | 22.4% (stronger) |
| Offices | 17 | 13 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.1% | 11.2% |
Chelsea Groton Bank has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Fairfield County Bank leads on 2 and Chelsea Groton Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.