Side-by-side · Q2 2026 data
Fairmont Federal Credit Union vs Wvu Employees Federal Credit Union
Credit union
Fairmont Federal Credit Union
Fairmont, West Virginia · $100 million – $1 billion
Credit union
Wvu Employees Federal Credit Union
Morgantown, West Virginia · Under $100 million in assets
Metric by metric
| Measure | Fairmont Federal Credit Union | Wvu Employees Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 97 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 77 | 92 (stronger) |
| Earnings | 54 | 100 (stronger) |
| Funding & liquidity | 90 | 91 (stronger) |
| Problem-loan coverage | 91 | 99 (stronger) |
| Peer percentile | 45th | 98th |
| Total assets | $603.1M | $67.8M |
| Deposits / shares | $542.4M | $51.6M |
| Capital ratio | 9.97% | 22.84% (stronger) |
| Problem loans | 0.69% | 0.23% (stronger) |
| Net charge-offs | 0.04% (stronger) | 1.14% |
| Return on assets | 0.86% | 2.64% (stronger) |
| Loans ÷ deposits | 70.4% | 69.7% (stronger) |
| Uninsured deposits | 6.1% | 0.0% (stronger) |
| Offices | 8 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Wvu Employees Federal Credit Union has the higher TellerScore (97 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Fairmont Federal Credit Union leads on 1 and Wvu Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.