TellerScore

Side-by-side · Q2 2026 data

Falcon International Bank vs Firstmark Credit Union

Bank

Falcon International Bank

Laredo, Texas · $1 billion – $10 billion

85of 100
Very strong

Credit union

Firstmark Credit Union

San Antonio, Texas · $1 billion – $10 billion

65of 100
Moderate

Metric by metric

MeasureFalcon International BankFirstmark Credit Union
TellerScore85 (stronger)65
Capital cushion84 (stronger)46
Loan quality100 (stronger)77
Earnings81 (stronger)48
Funding & liquidity6087 (stronger)
Problem-loan coverage100 (stronger)90
Peer percentile97th41st
Total assets$2.2B$1.3B
Deposits / shares$2.0B$1.2B
Capital ratio13.44% (stronger)9.62%
Problem loans0.00% (stronger)0.70%
Net charge-offs0.02% (stronger)0.87%
Return on assets1.53% (stronger)0.69%
Loans ÷ deposits73.7%73.1% (stronger)
Uninsured deposits39.4%4.5% (stronger)
Offices1812
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)23.7%—

Falcon International Bank has the higher TellerScore (85 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Falcon International Bank leads on 5 and Firstmark Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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