Side-by-side · Q2 2026 data
Falcon International Bank vs Generations Community Federal Credit Union
Credit union
Generations Community Federal Credit Union
San Antonio, Texas · $100 million – $1 billion
Metric by metric
| Measure | Falcon International Bank | Generations Community Federal Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 57 |
| Capital cushion | 84 (stronger) | 43 |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 81 (stronger) | 35 |
| Funding & liquidity | 60 | 75 (stronger) |
| Problem-loan coverage | 100 (stronger) | 85 |
| Peer percentile | 97th | 14th |
| Total assets | $2.2B | $734.6M |
| Deposits / shares | $2.0B | $617.1M |
| Capital ratio | 13.44% (stronger) | 9.30% |
| Problem loans | 0.00% (stronger) | 0.88% |
| Net charge-offs | 0.02% (stronger) | 0.41% |
| Return on assets | 1.53% (stronger) | 0.38% |
| Loans ÷ deposits | 73.7% (stronger) | 85.6% |
| Uninsured deposits | 39.4% | 7.7% (stronger) |
| Offices | 18 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.7% | 33.1% |
Falcon International Bank has the higher TellerScore (85 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Falcon International Bank leads on 6 and Generations Community Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.