TellerScore

Side-by-side · Q2 2026 data

Falcon International Bank vs Naft Federal Credit Union

Bank

Falcon International Bank

Laredo, Texas · $1 billion – $10 billion

85of 100
Very strong

Credit union

Naft Federal Credit Union

Pharr, Texas · $100 million – $1 billion

93of 100
Very strong

Metric by metric

MeasureFalcon International BankNaft Federal Credit Union
TellerScore8593 (stronger)
Capital cushion84100 (stronger)
Loan quality100 (stronger)83
Earnings8189 (stronger)
Funding & liquidity60100 (stronger)
Problem-loan coverage100 (stronger)97
Peer percentile97th97th
Total assets$2.2B$162.3M
Deposits / shares$2.0B$135.7M
Capital ratio13.44%16.44% (stronger)
Problem loans0.00% (stronger)0.50%
Net charge-offs0.02% (stronger)0.24%
Return on assets1.53%1.73% (stronger)
Loans ÷ deposits73.7%51.3% (stronger)
Uninsured deposits39.4%1.3% (stronger)
Offices183
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)23.7%—

Naft Federal Credit Union has the higher TellerScore (93 vs 85). On the 7 directional measures above (where higher or lower is clearly better), Falcon International Bank leads on 2 and Naft Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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