TellerScore

Side-by-side · Q2 2026 data

Falcon International Bank vs Security First Federal Credit Union

Bank

Falcon International Bank

Laredo, Texas · $1 billion – $10 billion

85of 100
Very strong

Credit union

Security First Federal Credit Union

McAllen, Texas · $100 million – $1 billion

68of 100
Moderate

Metric by metric

MeasureFalcon International BankSecurity First Federal Credit Union
TellerScore85 (stronger)68
Capital cushion84 (stronger)69
Loan quality100 (stronger)56
Earnings81 (stronger)70
Funding & liquidity6073 (stronger)
Problem-loan coverage100 (stronger)83
Peer percentile97th45th
Total assets$2.2B$516.6M
Deposits / shares$2.0B$449.1M
Capital ratio13.44% (stronger)11.87%
Problem loans0.00% (stronger)1.32%
Net charge-offs0.02% (stronger)0.55%
Return on assets1.53% (stronger)1.26%
Loans ÷ deposits73.7% (stronger)87.5%
Uninsured deposits39.4%5.6% (stronger)
Offices188
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)23.7%45.8%

Falcon International Bank has the higher TellerScore (85 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Falcon International Bank leads on 6 and Security First Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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