Side-by-side · Q2 2026 data
Fall River Five Cents Savings Bank vs Cape & Coast Bank
Bank
Fall River Five Cents Savings Bank
Fall River, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Fall River Five Cents Savings Bank | Cape & Coast Bank |
|---|---|---|
| TellerScore | 52 | 53 (stronger) |
| Capital cushion | 37 | 47 (stronger) |
| Loan quality | 76 (stronger) | 69 |
| Earnings | 36 | 41 (stronger) |
| Funding & liquidity | 43 (stronger) | 32 |
| Problem-loan coverage | 86 (stronger) | 84 |
| Peer percentile | 9th | 11th |
| Total assets | $1.9B | $1.7B |
| Deposits / shares | $1.4B | $1.4B |
| Capital ratio | 8.70% | 9.70% (stronger) |
| Problem loans | 0.73% (stronger) | 0.94% |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 0.39% | 0.52% (stronger) |
| Loans ÷ deposits | 104.5% | 103.6% (stronger) |
| Uninsured deposits | 26.9% (stronger) | 37.6% |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 1.5% |
Cape & Coast Bank has the higher TellerScore (53 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Fall River Five Cents Savings Bank leads on 3 and Cape & Coast Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.