Side-by-side · Q2 2026 data
Fall River Five Cents Savings Bank vs Everett Co-operative Bank
Bank
Fall River Five Cents Savings Bank
Fall River, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Fall River Five Cents Savings Bank | Everett Co-operative Bank |
|---|---|---|
| TellerScore | 52 | 62 (stronger) |
| Capital cushion | 37 | 48 (stronger) |
| Loan quality | 76 | 97 (stronger) |
| Earnings | 36 | 51 (stronger) |
| Funding & liquidity | 43 (stronger) | 21 |
| Problem-loan coverage | 86 | 98 (stronger) |
| Peer percentile | 9th | 27th |
| Total assets | $1.9B | $1.7B |
| Deposits / shares | $1.4B | $1.2B |
| Capital ratio | 8.70% | 9.81% (stronger) |
| Problem loans | 0.73% | 0.10% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 0.39% | 0.77% (stronger) |
| Loans ÷ deposits | 104.5% (stronger) | 115.8% |
| Uninsured deposits | 26.9% (stronger) | 41.4% |
| Offices | 12 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 6.0% |
Everett Co-operative Bank has the higher TellerScore (62 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Fall River Five Cents Savings Bank leads on 3 and Everett Co-operative Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.