Side-by-side · Q2 2026 data
Fall River Five Cents Savings Bank vs Mechanics Cooperative Bank
Bank
Fall River Five Cents Savings Bank
Fall River, Massachusetts · $1 billion – $10 billion
Metric by metric
| Measure | Fall River Five Cents Savings Bank | Mechanics Cooperative Bank |
|---|---|---|
| TellerScore | 52 | 77 (stronger) |
| Capital cushion | 37 | 74 (stronger) |
| Loan quality | 76 | 99 (stronger) |
| Earnings | 36 | 70 (stronger) |
| Funding & liquidity | 43 | 43 |
| Problem-loan coverage | 86 | 100 (stronger) |
| Peer percentile | 9th | 68th |
| Total assets | $1.9B | $898.8M |
| Deposits / shares | $1.4B | $679.6M |
| Capital ratio | 8.70% | 12.38% (stronger) |
| Problem loans | 0.73% | 0.03% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.00% |
| Return on assets | 0.39% | 1.24% (stronger) |
| Loans ÷ deposits | 104.5% (stronger) | 108.8% |
| Uninsured deposits | 26.9% | 22.5% (stronger) |
| Offices | 12 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | 8.9% |
Mechanics Cooperative Bank has the higher TellerScore (77 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Fall River Five Cents Savings Bank leads on 2 and Mechanics Cooperative Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Fall River, MA
- New Bedford, MA
- Somerset, MA
- Swansea, MA
- Westport, MA