Side-by-side · Q2 2026 data
Family Financial Credit Union vs Wolverine State Credit Union
Credit union
Family Financial Credit Union
Norton Shores, Michigan · $100 million – $1 billion
Metric by metric
| Measure | Family Financial Credit Union | Wolverine State Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 60 |
| Capital cushion | 61 (stronger) | 46 |
| Loan quality | 70 | 76 (stronger) |
| Earnings | 30 (stronger) | 25 |
| Funding & liquidity | 98 (stronger) | 85 |
| Problem-loan coverage | 91 (stronger) | 90 |
| Peer percentile | 37th | 21st |
| Total assets | $175.6M | $172.9M |
| Deposits / shares | $154.4M | $155.6M |
| Capital ratio | 11.06% (stronger) | 9.64% |
| Problem loans | 0.89% | 0.71% (stronger) |
| Net charge-offs | 0.30% (stronger) | 0.63% |
| Return on assets | 0.25% (stronger) | 0.11% |
| Loans ÷ deposits | 62.1% (stronger) | 74.8% |
| Uninsured deposits | 4.7% | 4.6% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.9% | — |
Family Financial Credit Union has the higher TellerScore (66 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Family Financial Credit Union leads on 5 and Wolverine State Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.