Side-by-side · Q2 2026 data
Family First of NY Federal Credit Union vs Reliant Community Federal Credit Union
Credit union
Family First of NY Federal Credit Union
Rochester, New York · $100 million – $1 billion
Credit union
Reliant Community Federal Credit Union
Sodus, New York · $100 million – $1 billion
Metric by metric
| Measure | Family First of NY Federal Credit Union | Reliant Community Federal Credit Union |
|---|---|---|
| TellerScore | 66 | 69 (stronger) |
| Capital cushion | 70 (stronger) | 46 |
| Loan quality | 80 | 88 (stronger) |
| Earnings | 40 | 56 (stronger) |
| Funding & liquidity | 50 | 84 (stronger) |
| Problem-loan coverage | 92 | 95 (stronger) |
| Peer percentile | 37th | 48th |
| Total assets | $345.3M | $788.4M |
| Deposits / shares | $258.7M | $697.5M |
| Capital ratio | 11.99% (stronger) | 9.57% |
| Problem loans | 0.59% | 0.36% (stronger) |
| Net charge-offs | 0.17% (stronger) | 0.23% |
| Return on assets | 0.50% | 0.90% (stronger) |
| Loans ÷ deposits | 111.5% | 76.5% (stronger) |
| Uninsured deposits | 4.6% (stronger) | 5.6% |
| Offices | 4 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.9% |
Reliant Community Federal Credit Union has the higher TellerScore (69 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Family First of NY Federal Credit Union leads on 3 and Reliant Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.