Side-by-side · Q2 2026 data
Family First of NY Federal Credit Union vs Secny Federal Credit Union
Credit union
Family First of NY Federal Credit Union
Rochester, New York · $100 million – $1 billion
Metric by metric
| Measure | Family First of NY Federal Credit Union | Secny Federal Credit Union |
|---|---|---|
| TellerScore | 66 (stronger) | 56 |
| Capital cushion | 70 (stronger) | 26 |
| Loan quality | 80 (stronger) | 69 |
| Earnings | 40 (stronger) | 37 |
| Funding & liquidity | 50 | 100 (stronger) |
| Problem-loan coverage | 92 (stronger) | 87 |
| Peer percentile | 37th | 13th |
| Total assets | $345.3M | $322.7M |
| Deposits / shares | $258.7M | $297.2M |
| Capital ratio | 11.99% (stronger) | 7.56% |
| Problem loans | 0.59% (stronger) | 0.93% |
| Net charge-offs | 0.17% (stronger) | 0.34% |
| Return on assets | 0.50% (stronger) | 0.41% |
| Loans ÷ deposits | 111.5% | 54.0% (stronger) |
| Uninsured deposits | 4.6% (stronger) | 9.4% |
| Offices | 4 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 10.6% |
Family First of NY Federal Credit Union has the higher TellerScore (66 vs 56). On the 7 directional measures above (where higher or lower is clearly better), Family First of NY Federal Credit Union leads on 6 and Secny Federal Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.