Side-by-side · Q2 2026 data
Family Trust Federal Credit Union vs Mtc Federal Credit Union
Credit union
Family Trust Federal Credit Union
Rock Hill, South Carolina · $100 million – $1 billion
Metric by metric
| Measure | Family Trust Federal Credit Union | Mtc Federal Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 67 |
| Capital cushion | 69 | 77 (stronger) |
| Loan quality | 76 (stronger) | 70 |
| Earnings | 61 (stronger) | 25 |
| Funding & liquidity | 66 | 83 (stronger) |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 54th | 41st |
| Total assets | $805.4M | $302.6M |
| Deposits / shares | $675.5M | $259.3M |
| Capital ratio | 11.85% | 12.73% (stronger) |
| Problem loans | 0.73% (stronger) | 0.90% |
| Net charge-offs | 0.42% (stronger) | 0.51% |
| Return on assets | 1.04% (stronger) | 0.13% |
| Loans ÷ deposits | 94.6% | 76.9% (stronger) |
| Uninsured deposits | 8.4% | 5.7% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 10.6% | 10.5% |
Family Trust Federal Credit Union has the higher TellerScore (71 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Family Trust Federal Credit Union leads on 4 and Mtc Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.