Side-by-side · Q2 2026 data
Farmers and Drovers Bank vs The Farmers State Bank
Metric by metric
| Measure | Farmers and Drovers Bank | The Farmers State Bank |
|---|---|---|
| TellerScore | 87 (stronger) | 48 |
| Capital cushion | 100 (stronger) | 55 |
| Loan quality | 88 (stronger) | 0 |
| Earnings | 77 (stronger) | 53 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 98 (stronger) | 61 |
| Peer percentile | 91st | 8th |
| Total assets | $221.9M | $19.5M |
| Deposits / shares | $141.0M | $17.4M |
| Capital ratio | 25.39% (stronger) | 10.47% |
| Problem loans | 0.37% (stronger) | 6.76% |
| Net charge-offs | 0.02% | 0.00% (stronger) |
| Return on assets | 1.41% (stronger) | 0.83% |
| Loans ÷ deposits | 90.7% | 36.0% (stronger) |
| Uninsured deposits | 19.2% | 4.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.6% | — |
Farmers and Drovers Bank has the higher TellerScore (87 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Drovers Bank leads on 4 and The Farmers State Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.