Side-by-side · Q2 2026 data
Farmers and Merchants Bank vs Barwick Banking Company
Metric by metric
| Measure | Farmers and Merchants Bank | Barwick Banking Company |
|---|---|---|
| TellerScore | 58 (stronger) | 57 |
| Capital cushion | 47 (stronger) | 37 |
| Loan quality | 38 | 84 (stronger) |
| Earnings | 85 (stronger) | 55 |
| Funding & liquidity | 71 (stronger) | 31 |
| Problem-loan coverage | 67 | 91 (stronger) |
| Peer percentile | 16th | 14th |
| Total assets | $862.0M | $829.6M |
| Deposits / shares | $784.7M | $702.3M |
| Capital ratio | 9.74% (stronger) | 8.67% |
| Problem loans | 1.86% | 0.49% (stronger) |
| Net charge-offs | 0.22% | 0.10% (stronger) |
| Return on assets | 1.63% (stronger) | 0.87% |
| Loans ÷ deposits | 78.1% (stronger) | 98.8% |
| Uninsured deposits | 25.5% (stronger) | 42.1% |
| Offices | 5 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Farmers and Merchants Bank has the higher TellerScore (58 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank leads on 5 and Barwick Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.