Side-by-side · Q2 2026 data
Farmers & Merchants Bank vs The Claxton Bank
Metric by metric
| Measure | Farmers & Merchants Bank | The Claxton Bank |
|---|---|---|
| TellerScore | 66 (stronger) | 50 |
| Capital cushion | 62 | 76 (stronger) |
| Loan quality | 75 (stronger) | 16 |
| Earnings | 42 (stronger) | 33 |
| Funding & liquidity | 72 (stronger) | 61 |
| Problem-loan coverage | 93 (stronger) | 72 |
| Peer percentile | 31st | 7th |
| Total assets | $289.6M | $304.8M |
| Deposits / shares | $258.6M | $249.1M |
| Capital ratio | 11.20% | 12.60% (stronger) |
| Problem loans | 0.74% (stronger) | 2.51% |
| Net charge-offs | -0.12% (stronger) | 0.00% |
| Return on assets | 0.55% (stronger) | 0.34% |
| Loans ÷ deposits | 54.3% (stronger) | 85.2% |
| Uninsured deposits | 40.2% | 27.9% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.6% |
Farmers & Merchants Bank has the higher TellerScore (66 vs 50). On the 7 directional measures above (where higher or lower is clearly better), Farmers & Merchants Bank leads on 5 and The Claxton Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.