Side-by-side · Q2 2026 data
Farmers and Merchants Bank of Ashland vs State Bank of Table Rock
Metric by metric
| Measure | Farmers and Merchants Bank of Ashland | State Bank of Table Rock |
|---|---|---|
| TellerScore | 71 (stronger) | 64 |
| Capital cushion | 50 (stronger) | 47 |
| Loan quality | 86 (stronger) | 74 |
| Earnings | 73 | 76 (stronger) |
| Funding & liquidity | 71 (stronger) | 51 |
| Problem-loan coverage | 94 (stronger) | 87 |
| Peer percentile | 47th | 26th |
| Total assets | $152.2M | $150.4M |
| Deposits / shares | $128.0M | $118.5M |
| Capital ratio | 10.00% (stronger) | 9.72% |
| Problem loans | 0.42% (stronger) | 0.79% |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.33% | 1.40% (stronger) |
| Loans ÷ deposits | 89.4% (stronger) | 109.1% |
| Uninsured deposits | 13.0% | 6.1% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | 7.7% |
Farmers and Merchants Bank of Ashland has the higher TellerScore (71 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank of Ashland leads on 5 and State Bank of Table Rock on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.