Side-by-side · Q2 2026 data
Farmers and Merchants Bank of Long Beach vs Axos Bank
Bank
Farmers and Merchants Bank of Long Beach
Long Beach, California · $10 billion – $100 billion
Metric by metric
| Measure | Farmers and Merchants Bank of Long Beach | Axos Bank |
|---|---|---|
| TellerScore | 80 (stronger) | 71 |
| Capital cushion | 90 (stronger) | 42 |
| Loan quality | 100 (stronger) | 85 |
| Earnings | 59 | 100 (stronger) |
| Funding & liquidity | 41 | 54 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 96th | 76th |
| Total assets | $11.8B | $28.9B |
| Deposits / shares | $8.8B | $24.8B |
| Capital ratio | 13.95% (stronger) | 9.24% |
| Problem loans | 0.01% (stronger) | 0.44% |
| Net charge-offs | -0.03% (stronger) | 0.09% |
| Return on assets | 0.97% | 2.16% (stronger) |
| Loans ÷ deposits | 74.8% (stronger) | 99.5% |
| Uninsured deposits | 54.4% | 21.2% (stronger) |
| Offices | 27 | 3 |
| CFPB complaints (3 yrs) | — | 631 |
| Complaints per $1B deposits | — | 25.4 |
| Mortgage denial rate (HMDA) | 25.6% | 37.2% |
Farmers and Merchants Bank of Long Beach has the higher TellerScore (80 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank of Long Beach leads on 5 and Axos Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.