Side-by-side · Q2 2026 data
Farmers and Merchants Bank of Long Beach vs California International Bank, N.A.
Bank
Farmers and Merchants Bank of Long Beach
Long Beach, California · $10 billion – $100 billion
Bank
California International Bank, N.A.
Westminster, California · $100 million – $1 billion
Metric by metric
| Measure | Farmers and Merchants Bank of Long Beach | California International Bank, N.A. |
|---|---|---|
| TellerScore | 80 | 89 (stronger) |
| Capital cushion | 90 (stronger) | 85 |
| Loan quality | 100 | 100 |
| Earnings | 59 | 89 (stronger) |
| Funding & liquidity | 41 | 70 (stronger) |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 96th | 94th |
| Total assets | $11.8B | $120.9M |
| Deposits / shares | $8.8B | $105.9M |
| Capital ratio | 13.95% (stronger) | 13.51% |
| Problem loans | 0.01% | 0.00% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 0.97% | 1.71% (stronger) |
| Loans ÷ deposits | 74.8% (stronger) | 76.7% |
| Uninsured deposits | 54.4% | 27.3% (stronger) |
| Offices | 27 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 25.6% | — |
California International Bank, N.A. has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants Bank of Long Beach leads on 3 and California International Bank, N.A. on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.