Side-by-side · Q2 2026 data
Farmers and Merchants State Bank of Bushnell vs Mason City National Bank
Bank
Farmers and Merchants State Bank of Bushnell
Bushnell, Illinois · Under $100 million in assets
Metric by metric
| Measure | Farmers and Merchants State Bank of Bushnell | Mason City National Bank |
|---|---|---|
| TellerScore | 83 | 96 (stronger) |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 100 (stronger) | 99 |
| Earnings | 88 (stronger) | 82 |
| Funding & liquidity | 91 | 100 (stronger) |
| Problem-loan coverage | 100 (stronger) | 99 |
| Peer percentile | 73rd | 97th |
| Total assets | $86.5M | $91.4M |
| Deposits / shares | $77.6M | $80.1M |
| Capital ratio | 10.49% | 15.34% (stronger) |
| Problem loans | 0.00% (stronger) | 0.04% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.70% (stronger) | 1.56% |
| Loans ÷ deposits | 48.1% | 41.8% (stronger) |
| Uninsured deposits | 23.5% | 9.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mason City National Bank has the higher TellerScore (96 vs 83). On the 6 directional measures above (where higher or lower is clearly better), Farmers and Merchants State Bank of Bushnell leads on 2 and Mason City National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.