Side-by-side · Q2 2026 data
Farmers and Merchants State Bank of Bushnell vs Vermont State Bank
Bank
Farmers and Merchants State Bank of Bushnell
Bushnell, Illinois · Under $100 million in assets
Metric by metric
| Measure | Farmers and Merchants State Bank of Bushnell | Vermont State Bank |
|---|---|---|
| TellerScore | 83 (stronger) | 73 |
| Capital cushion | 55 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 88 | 100 (stronger) |
| Funding & liquidity | 91 | 96 (stronger) |
| Problem-loan coverage | 100 (stronger) | 83 |
| Peer percentile | 73rd | 48th |
| Total assets | $86.5M | $31.0M |
| Deposits / shares | $77.6M | $21.0M |
| Capital ratio | 10.49% | 28.17% (stronger) |
| Problem loans | 0.00% (stronger) | 5.08% |
| Net charge-offs | 0.00% (stronger) | 0.07% |
| Return on assets | 1.70% | 6.34% (stronger) |
| Loans ÷ deposits | 48.1% (stronger) | 64.2% |
| Uninsured deposits | 23.5% | 5.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers and Merchants State Bank of Bushnell has the higher TellerScore (83 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants State Bank of Bushnell leads on 4 and Vermont State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.