Side-by-side · Q2 2026 data
Farmers and Merchants State Bank of Pierz vs Viking Bank, National Association
Metric by metric
| Measure | Farmers and Merchants State Bank of Pierz | Viking Bank, National Association |
|---|---|---|
| TellerScore | 69 | 70 (stronger) |
| Capital cushion | 43 (stronger) | 42 |
| Loan quality | 66 | 82 (stronger) |
| Earnings | 89 | 89 |
| Funding & liquidity | 90 (stronger) | 70 |
| Problem-loan coverage | 83 | 85 (stronger) |
| Peer percentile | 40th | 43rd |
| Total assets | $336.2M | $330.3M |
| Deposits / shares | $308.5M | $283.1M |
| Capital ratio | 9.28% (stronger) | 9.19% |
| Problem loans | 1.03% | 0.53% (stronger) |
| Net charge-offs | 0.68% | 0.00% (stronger) |
| Return on assets | 1.74% (stronger) | 1.72% |
| Loans ÷ deposits | 70.7% (stronger) | 90.6% |
| Uninsured deposits | 12.7% (stronger) | 14.4% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 1.7% | — |
Viking Bank, National Association has the higher TellerScore (70 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Farmers and Merchants State Bank of Pierz leads on 4 and Viking Bank, National Association on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.