Side-by-side · Q2 2026 data
Farmers Bank & Trust vs American Bank of Baxter Springs
Metric by metric
| Measure | Farmers Bank & Trust | American Bank of Baxter Springs |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 56 (stronger) | 50 |
| Loan quality | 75 | 100 (stronger) |
| Earnings | 77 (stronger) | 75 |
| Funding & liquidity | 86 (stronger) | 48 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 53rd | 50th |
| Total assets | $159.0M | $170.2M |
| Deposits / shares | $144.8M | $152.3M |
| Capital ratio | 10.58% (stronger) | 9.98% |
| Problem loans | 0.75% | 0.00% (stronger) |
| Net charge-offs | 2.87% | 0.00% (stronger) |
| Return on assets | 1.43% (stronger) | 1.38% |
| Loans ÷ deposits | 63.7% (stronger) | 67.2% |
| Uninsured deposits | 24.8% (stronger) | 55.4% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers Bank & Trust has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank & Trust leads on 5 and American Bank of Baxter Springs on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.