Side-by-side · Q2 2026 data
Farmers Bank & Trust vs FNB Bank
Metric by metric
| Measure | Farmers Bank & Trust | FNB Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 45 |
| Capital cushion | 56 (stronger) | 52 |
| Loan quality | 75 (stronger) | 0 |
| Earnings | 77 (stronger) | 71 |
| Funding & liquidity | 86 (stronger) | 73 |
| Problem-loan coverage | 90 (stronger) | 46 |
| Peer percentile | 53rd | 4th |
| Total assets | $159.0M | $270.3M |
| Deposits / shares | $144.8M | $235.0M |
| Capital ratio | 10.58% (stronger) | 10.21% |
| Problem loans | 0.75% (stronger) | 4.03% |
| Net charge-offs | 2.87% | 0.06% (stronger) |
| Return on assets | 1.43% (stronger) | 1.28% |
| Loans ÷ deposits | 63.7% (stronger) | 75.5% |
| Uninsured deposits | 24.8% (stronger) | 25.5% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers Bank & Trust has the higher TellerScore (73 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank & Trust leads on 6 and FNB Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Oberlin, KS