Side-by-side · Q2 2026 data
Farmers Bank & Trust vs Outdoor Bank
Metric by metric
| Measure | Farmers Bank & Trust | Outdoor Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 31 |
| Capital cushion | 56 (stronger) | 42 |
| Loan quality | 75 (stronger) | 0 |
| Earnings | 77 (stronger) | 10 |
| Funding & liquidity | 86 (stronger) | 79 |
| Problem-loan coverage | 90 (stronger) | 48 |
| Peer percentile | 53rd | 1st |
| Total assets | $159.0M | $648.8M |
| Deposits / shares | $144.8M | $572.1M |
| Capital ratio | 10.58% (stronger) | 9.24% |
| Problem loans | 0.75% (stronger) | 3.83% |
| Net charge-offs | 2.87% | 1.00% (stronger) |
| Return on assets | 1.43% (stronger) | -0.26% |
| Loans ÷ deposits | 63.7% (stronger) | 81.0% |
| Uninsured deposits | 24.8% | 13.3% (stronger) |
| Offices | 4 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.2% |
Farmers Bank & Trust has the higher TellerScore (73 vs 31). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank & Trust leads on 5 and Outdoor Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.