Side-by-side · Q2 2026 data
Farmers Bank & Trust vs The Community Bank
Metric by metric
| Measure | Farmers Bank & Trust | The Community Bank |
|---|---|---|
| TellerScore | 73 | 85 (stronger) |
| Capital cushion | 56 | 78 (stronger) |
| Loan quality | 75 | 99 (stronger) |
| Earnings | 77 (stronger) | 66 |
| Funding & liquidity | 86 | 93 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 53rd | 88th |
| Total assets | $159.0M | $173.5M |
| Deposits / shares | $144.8M | $152.2M |
| Capital ratio | 10.58% | 12.83% (stronger) |
| Problem loans | 0.75% | 0.04% (stronger) |
| Net charge-offs | 2.87% | -0.01% (stronger) |
| Return on assets | 1.43% (stronger) | 1.14% |
| Loans ÷ deposits | 63.7% | 58.3% (stronger) |
| Uninsured deposits | 24.8% | 21.2% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
The Community Bank has the higher TellerScore (85 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank & Trust leads on 1 and The Community Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.