Side-by-side · Q2 2026 data
Farmers Bank vs Community Bank
Metric by metric
| Measure | Farmers Bank | Community Bank |
|---|---|---|
| TellerScore | 60 | 64 (stronger) |
| Capital cushion | 41 | 56 (stronger) |
| Loan quality | 90 (stronger) | 76 |
| Earnings | 29 | 50 (stronger) |
| Funding & liquidity | 71 (stronger) | 61 |
| Problem-loan coverage | 87 | 90 (stronger) |
| Peer percentile | 18th | 26th |
| Total assets | $94.8M | $357.5M |
| Deposits / shares | $85.8M | $301.0M |
| Capital ratio | 9.06% | 10.64% (stronger) |
| Problem loans | 0.31% (stronger) | 0.71% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 0.23% | 0.76% (stronger) |
| Loans ÷ deposits | 89.2% (stronger) | 99.1% |
| Uninsured deposits | 13.3% (stronger) | 14.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.8% |
Community Bank has the higher TellerScore (64 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank leads on 4 and Community Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.