Side-by-side · Q2 2026 data
Farmers Bank vs Highland Federal Savings and Loan Association
Bank
Highland Federal Savings and Loan Association
Crossville, Tennessee · Under $100 million in assets
Metric by metric
| Measure | Farmers Bank | Highland Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 60 | 89 (stronger) |
| Capital cushion | 41 | 100 (stronger) |
| Loan quality | 90 | 100 (stronger) |
| Earnings | 29 | 44 (stronger) |
| Funding & liquidity | 71 | 98 (stronger) |
| Problem-loan coverage | 87 | 100 (stronger) |
| Peer percentile | 18th | 87th |
| Total assets | $94.8M | $79.0M |
| Deposits / shares | $85.8M | $60.3M |
| Capital ratio | 9.06% | 22.20% (stronger) |
| Problem loans | 0.31% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 0.23% | 0.61% (stronger) |
| Loans ÷ deposits | 89.2% | 62.5% (stronger) |
| Uninsured deposits | 13.3% | 6.9% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Highland Federal Savings and Loan Association has the higher TellerScore (89 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank leads on 0 and Highland Federal Savings and Loan Association on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.