Side-by-side · Q2 2026 data
Farmers Bank vs Peoples Bank
Metric by metric
| Measure | Farmers Bank | Peoples Bank |
|---|---|---|
| TellerScore | 60 | 79 (stronger) |
| Capital cushion | 41 | 77 (stronger) |
| Loan quality | 90 (stronger) | 87 |
| Earnings | 29 | 79 (stronger) |
| Funding & liquidity | 71 (stronger) | 56 |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 18th | 75th |
| Total assets | $94.8M | $445.3M |
| Deposits / shares | $85.8M | $376.4M |
| Capital ratio | 9.06% | 12.72% (stronger) |
| Problem loans | 0.31% (stronger) | 0.39% |
| Net charge-offs | 0.00% (stronger) | 0.27% |
| Return on assets | 0.23% | 1.46% (stronger) |
| Loans ÷ deposits | 89.2% (stronger) | 94.8% |
| Uninsured deposits | 13.3% (stronger) | 23.2% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Bank has the higher TellerScore (79 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Farmers Bank leads on 4 and Peoples Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.