Side-by-side · Q2 2026 data
Farmers Savings Bank & Trust vs Dysart State Bank
Metric by metric
| Measure | Farmers Savings Bank & Trust | Dysart State Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 69 |
| Capital cushion | 53 | 64 (stronger) |
| Loan quality | 100 (stronger) | 44 |
| Earnings | 73 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 69 |
| Problem-loan coverage | 100 (stronger) | 80 |
| Peer percentile | 80th | 37th |
| Total assets | $212.7M | $16.5M |
| Deposits / shares | $192.2M | $13.3M |
| Capital ratio | 10.25% | 11.41% (stronger) |
| Problem loans | 0.00% (stronger) | 1.68% |
| Net charge-offs | 0.02% | -0.02% (stronger) |
| Return on assets | 1.33% | 2.15% (stronger) |
| Loans ÷ deposits | 59.3% (stronger) | 91.2% |
| Uninsured deposits | 15.0% | 6.3% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Farmers Savings Bank & Trust has the higher TellerScore (81 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Farmers Savings Bank & Trust leads on 3 and Dysart State Bank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.