Side-by-side · Q2 2026 data
Farmers Savings Bank & Trust vs Iowa State Bank
Metric by metric
| Measure | Farmers Savings Bank & Trust | Iowa State Bank |
|---|---|---|
| TellerScore | 81 (stronger) | 64 |
| Capital cushion | 53 | 65 (stronger) |
| Loan quality | 100 (stronger) | 39 |
| Earnings | 73 | 79 (stronger) |
| Funding & liquidity | 100 (stronger) | 80 |
| Problem-loan coverage | 100 (stronger) | 74 |
| Peer percentile | 80th | 26th |
| Total assets | $212.7M | $213.3M |
| Deposits / shares | $192.2M | $187.5M |
| Capital ratio | 10.25% | 11.53% (stronger) |
| Problem loans | 0.00% (stronger) | 1.84% |
| Net charge-offs | 0.02% (stronger) | 0.45% |
| Return on assets | 1.33% | 1.47% (stronger) |
| Loans ÷ deposits | 59.3% (stronger) | 80.4% |
| Uninsured deposits | 15.0% | 12.1% (stronger) |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Farmers Savings Bank & Trust has the higher TellerScore (81 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Farmers Savings Bank & Trust leads on 4 and Iowa State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.