Side-by-side · Q2 2026 data
Farmers State Bank, Allen, Oklahoma vs Citizens Bank of Ada
Metric by metric
| Measure | Farmers State Bank, Allen, Oklahoma | Citizens Bank of Ada |
|---|---|---|
| TellerScore | 86 (stronger) | 73 |
| Capital cushion | 85 (stronger) | 45 |
| Loan quality | 80 (stronger) | 77 |
| Earnings | 100 (stronger) | 92 |
| Funding & liquidity | 76 | 85 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 81st | 53rd |
| Total assets | $57.2M | $353.7M |
| Deposits / shares | $48.6M | $310.7M |
| Capital ratio | 13.52% (stronger) | 9.50% |
| Problem loans | 0.61% (stronger) | 0.68% |
| Net charge-offs | 0.01% | -0.01% (stronger) |
| Return on assets | 2.17% (stronger) | 1.81% |
| Loans ÷ deposits | 82.6% | 60.8% (stronger) |
| Uninsured deposits | 16.8% (stronger) | 27.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank, Allen, Oklahoma has the higher TellerScore (86 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank, Allen, Oklahoma leads on 5 and Citizens Bank of Ada on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.