Side-by-side · Q2 2026 data
Farmers State Bank vs Carrollton Bank
Metric by metric
| Measure | Farmers State Bank | Carrollton Bank |
|---|---|---|
| TellerScore | 88 (stronger) | 58 |
| Capital cushion | 100 (stronger) | 30 |
| Loan quality | 92 (stronger) | 88 |
| Earnings | 76 (stronger) | 63 |
| Funding & liquidity | 67 (stronger) | 35 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 92nd | 17th |
| Total assets | $339.8M | $3.9B |
| Deposits / shares | $285.8M | $3.6B |
| Capital ratio | 15.02% (stronger) | 8.01% |
| Problem loans | 0.23% (stronger) | 0.36% |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.40% (stronger) | 1.06% |
| Loans ÷ deposits | 89.0% | 82.5% (stronger) |
| Uninsured deposits | 19.2% (stronger) | 53.2% |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 7.4% |
Farmers State Bank has the higher TellerScore (88 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 5 and Carrollton Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Jerseyville, IL