Side-by-side · Q2 2026 data
Farmers State Bank vs First Bankers Trust Company, National Association
Bank
First Bankers Trust Company, National Association
Quincy, Illinois · $1 billion – $10 billion
Metric by metric
| Measure | Farmers State Bank | First Bankers Trust Company, National Association |
|---|---|---|
| TellerScore | 88 (stronger) | 57 |
| Capital cushion | 100 (stronger) | 50 |
| Loan quality | 92 (stronger) | 57 |
| Earnings | 76 (stronger) | 47 |
| Funding & liquidity | 67 | 69 (stronger) |
| Problem-loan coverage | 96 (stronger) | 80 |
| Peer percentile | 92nd | 16th |
| Total assets | $339.8M | $1.2B |
| Deposits / shares | $285.8M | $1.0B |
| Capital ratio | 15.02% (stronger) | 10.00% |
| Problem loans | 0.23% (stronger) | 1.28% |
| Net charge-offs | 0.01% (stronger) | 0.05% |
| Return on assets | 1.40% (stronger) | 0.68% |
| Loans ÷ deposits | 89.0% | 59.8% (stronger) |
| Uninsured deposits | 19.2% (stronger) | 43.1% |
| Offices | 6 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.5% | 9.4% |
Farmers State Bank has the higher TellerScore (88 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and First Bankers Trust Company, National Association on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.