Side-by-side · Q2 2026 data
Farmers State Bank vs Metco Credit Union
Metric by metric
| Measure | Farmers State Bank | Metco Credit Union |
|---|---|---|
| TellerScore | 91 | 92 (stronger) |
| Capital cushion | 94 | 100 (stronger) |
| Loan quality | 93 (stronger) | 77 |
| Earnings | 100 | 100 |
| Funding & liquidity | 67 | 89 (stronger) |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 99th | 92nd |
| Total assets | $1.1B | $58.7M |
| Deposits / shares | $919.5M | $47.3M |
| Capital ratio | 14.37% | 18.81% (stronger) |
| Problem loans | 0.21% (stronger) | 0.70% |
| Net charge-offs | -0.00% (stronger) | 0.05% |
| Return on assets | 2.17% | 2.65% (stronger) |
| Loans ÷ deposits | 93.7% | 70.9% (stronger) |
| Uninsured deposits | 12.7% | 0.8% (stronger) |
| Offices | 7 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.3% | — |
Metco Credit Union has the higher TellerScore (92 vs 91). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 2 and Metco Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.