Side-by-side · Q2 2026 data
Farmers State Bank vs Peoples Bank
Metric by metric
| Measure | Farmers State Bank | Peoples Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 76 |
| Capital cushion | 44 | 46 (stronger) |
| Loan quality | 99 (stronger) | 92 |
| Earnings | 82 | 93 (stronger) |
| Funding & liquidity | 98 (stronger) | 73 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 75th | 64th |
| Total assets | $196.0M | $185.4M |
| Deposits / shares | $176.8M | $168.4M |
| Capital ratio | 9.39% | 9.56% (stronger) |
| Problem loans | 0.04% (stronger) | 0.25% |
| Net charge-offs | 0.01% (stronger) | 0.03% |
| Return on assets | 1.55% | 1.83% (stronger) |
| Loans ÷ deposits | 52.0% (stronger) | 87.2% |
| Uninsured deposits | 16.9% | 13.6% (stronger) |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (79 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 4 and Peoples Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.