Side-by-side · Q2 2026 data
Farmers State Bank vs First Dakota National Bank
Metric by metric
| Measure | Farmers State Bank | First Dakota National Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 50 | 54 (stronger) |
| Loan quality | 100 (stronger) | 90 |
| Earnings | 56 | 87 (stronger) |
| Funding & liquidity | 100 (stronger) | 45 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 64th | 66th |
| Total assets | $254.8M | $3.4B |
| Deposits / shares | $237.4M | $3.0B |
| Capital ratio | 9.99% | 10.40% (stronger) |
| Problem loans | 0.00% (stronger) | 0.30% |
| Net charge-offs | -0.00% (stronger) | -0.00% |
| Return on assets | 0.89% | 1.68% (stronger) |
| Loans ÷ deposits | 58.6% (stronger) | 95.9% |
| Uninsured deposits | 13.8% (stronger) | 32.8% |
| Offices | 3 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 4.8% |
Farmers State Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 5 and First Dakota National Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Mitchell, SD
- Parkston, SD