TellerScore

Side-by-side · Q2 2026 data

Farmers State Bank vs Frontier Bank

Bank

Farmers State Bank

Parkston, South Dakota · $100 million – $1 billion

76of 100
Strong

Bank

Frontier Bank

Sioux Falls, South Dakota · $100 million – $1 billion

67of 100
Moderate

Metric by metric

MeasureFarmers State BankFrontier Bank
TellerScore76 (stronger)67
Capital cushion50 (stronger)38
Loan quality100100
Earnings56 (stronger)39
Funding & liquidity100 (stronger)87
Problem-loan coverage100100
Peer percentile64th34th
Total assets$254.8M$349.2M
Deposits / shares$237.4M$323.8M
Capital ratio9.99% (stronger)8.76%
Problem loans0.00%0.00%
Net charge-offs-0.00% (stronger)0.01%
Return on assets0.89% (stronger)0.47%
Loans ÷ deposits58.6% (stronger)73.7%
Uninsured deposits13.8% (stronger)14.4%
Offices35
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—3.7%

Farmers State Bank has the higher TellerScore (76 vs 67). On the 6 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Frontier Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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