Side-by-side · Q2 2026 data
Farmers State Bank vs First Montana Bank, Inc.
Metric by metric
| Measure | Farmers State Bank | First Montana Bank, Inc. |
|---|---|---|
| TellerScore | 64 | 73 (stronger) |
| Capital cushion | 38 | 52 (stronger) |
| Loan quality | 77 | 96 (stronger) |
| Earnings | 59 | 63 (stronger) |
| Funding & liquidity | 82 (stronger) | 70 |
| Problem-loan coverage | 88 | 99 (stronger) |
| Peer percentile | 26th | 53rd |
| Total assets | $790.3M | $530.3M |
| Deposits / shares | $664.3M | $437.9M |
| Capital ratio | 8.84% | 10.15% (stronger) |
| Problem loans | 0.68% | 0.13% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.07% |
| Return on assets | 0.98% | 1.07% (stronger) |
| Loans ÷ deposits | 78.1% | 72.7% (stronger) |
| Uninsured deposits | 12.7% (stronger) | 31.2% |
| Offices | 10 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | 2.5% |
First Montana Bank, Inc. has the higher TellerScore (73 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 2 and First Montana Bank, Inc. on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.