Side-by-side · Q2 2026 data
Farmers State Bank vs Lamont Bank of St. John
Metric by metric
| Measure | Farmers State Bank | Lamont Bank of St. John |
|---|---|---|
| TellerScore | 86 (stronger) | 14 |
| Capital cushion | 74 (stronger) | 0 |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 68 (stronger) | 0 |
| Funding & liquidity | 100 (stronger) | 95 |
| Problem-loan coverage | 100 (stronger) | 0 |
| Peer percentile | 81st | 0th |
| Total assets | $47.4M | $51.1M |
| Deposits / shares | $41.4M | $49.7M |
| Capital ratio | 12.38% (stronger) | 2.95% |
| Problem loans | 0.00% (stronger) | 49.79% |
| Net charge-offs | 0.28% (stronger) | 4.26% |
| Return on assets | 1.19% (stronger) | -6.23% |
| Loans ÷ deposits | 8.0% (stronger) | 65.6% |
| Uninsured deposits | 11.4% | 8.7% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (86 vs 14). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Lamont Bank of St. John on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.