Side-by-side · Q2 2026 data
Farmers State Bank vs Sound Banking Company
Metric by metric
| Measure | Farmers State Bank | Sound Banking Company |
|---|---|---|
| TellerScore | 86 (stronger) | 82 |
| Capital cushion | 74 (stronger) | 71 |
| Loan quality | 100 | 100 |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 39 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 81st | 70th |
| Total assets | $47.4M | $45.2M |
| Deposits / shares | $41.4M | $39.6M |
| Capital ratio | 12.38% (stronger) | 12.08% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.28% | 0.07% (stronger) |
| Return on assets | 1.19% | 2.52% (stronger) |
| Loans ÷ deposits | 8.0% (stronger) | 96.6% |
| Uninsured deposits | 11.4% (stronger) | 37.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (86 vs 82). On the 6 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 4 and Sound Banking Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.