Side-by-side · Q2 2026 data
Farmers State Bank vs Hiawatha Bank and Trust Company
Metric by metric
| Measure | Farmers State Bank | Hiawatha Bank and Trust Company |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 77 (stronger) | 60 |
| Loan quality | 70 | 93 (stronger) |
| Earnings | 82 (stronger) | 73 |
| Funding & liquidity | 67 (stronger) | 60 |
| Problem-loan coverage | 90 | 96 (stronger) |
| Peer percentile | 64th | 57th |
| Total assets | $150.5M | $156.9M |
| Deposits / shares | $130.7M | $133.9M |
| Capital ratio | 12.70% (stronger) | 10.98% |
| Problem loans | 0.91% | 0.22% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.04% |
| Return on assets | 1.55% (stronger) | 1.33% |
| Loans ÷ deposits | 83.4% | 79.8% (stronger) |
| Uninsured deposits | 23.6% (stronger) | 33.5% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
Farmers State Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 5 and Hiawatha Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.