Side-by-side · Q2 2026 data
Farmers State Bank vs Iowa Trust & Savings Bank
Metric by metric
| Measure | Farmers State Bank | Iowa Trust & Savings Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 63 |
| Capital cushion | 77 (stronger) | 58 |
| Loan quality | 70 | 74 (stronger) |
| Earnings | 82 (stronger) | 50 |
| Funding & liquidity | 67 (stronger) | 51 |
| Problem-loan coverage | 90 | 90 |
| Peer percentile | 64th | 24th |
| Total assets | $150.5M | $522.0M |
| Deposits / shares | $130.7M | $396.4M |
| Capital ratio | 12.70% (stronger) | 10.82% |
| Problem loans | 0.91% | 0.79% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.34% |
| Return on assets | 1.55% (stronger) | 0.75% |
| Loans ÷ deposits | 83.4% (stronger) | 92.4% |
| Uninsured deposits | 23.6% (stronger) | 29.9% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.3% |
Farmers State Bank has the higher TellerScore (76 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Iowa Trust & Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.