Side-by-side · Q2 2026 data
Farmers State Bank vs Security State Bank
Metric by metric
| Measure | Farmers State Bank | Security State Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 72 |
| Capital cushion | 77 | 100 (stronger) |
| Loan quality | 70 (stronger) | 29 |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 67 (stronger) | 40 |
| Problem-loan coverage | 90 (stronger) | 89 |
| Peer percentile | 64th | 50th |
| Total assets | $150.5M | $109.8M |
| Deposits / shares | $130.7M | $79.7M |
| Capital ratio | 12.70% | 27.26% (stronger) |
| Problem loans | 0.91% (stronger) | 2.14% |
| Net charge-offs | -0.03% (stronger) | 0.00% |
| Return on assets | 1.55% | 2.28% (stronger) |
| Loans ÷ deposits | 83.4% (stronger) | 103.4% |
| Uninsured deposits | 23.6% (stronger) | 29.6% |
| Offices | 3 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Farmers State Bank has the higher TellerScore (76 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 5 and Security State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Algona, IA