Side-by-side · Q2 2026 data
Farmers State Bank vs West Iowa Bank
Metric by metric
| Measure | Farmers State Bank | West Iowa Bank |
|---|---|---|
| TellerScore | 76 | 82 (stronger) |
| Capital cushion | 77 (stronger) | 69 |
| Loan quality | 70 | 100 (stronger) |
| Earnings | 82 (stronger) | 70 |
| Funding & liquidity | 67 | 80 (stronger) |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 64th | 82nd |
| Total assets | $150.5M | $222.1M |
| Deposits / shares | $130.7M | $183.0M |
| Capital ratio | 12.70% (stronger) | 11.89% |
| Problem loans | 0.91% | 0.01% (stronger) |
| Net charge-offs | -0.03% (stronger) | -0.02% |
| Return on assets | 1.55% (stronger) | 1.25% |
| Loans ÷ deposits | 83.4% | 70.8% (stronger) |
| Uninsured deposits | 23.6% | 23.5% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
West Iowa Bank has the higher TellerScore (82 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 3 and West Iowa Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Algona, IA
- West Bend, IA