Side-by-side · Q2 2026 data
Farmers State Bank vs Peoples Bank
Metric by metric
| Measure | Farmers State Bank | Peoples Bank |
|---|---|---|
| TellerScore | 97 (stronger) | 49 |
| Capital cushion | 100 (stronger) | 62 |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 100 (stronger) | 70 |
| Funding & liquidity | 89 (stronger) | 77 |
| Problem-loan coverage | 99 (stronger) | 48 |
| Peer percentile | 100th | 6th |
| Total assets | $186.2M | $192.4M |
| Deposits / shares | $160.3M | $170.3M |
| Capital ratio | 15.44% (stronger) | 11.18% |
| Problem loans | 0.17% (stronger) | 5.12% |
| Net charge-offs | 0.15% | 0.00% (stronger) |
| Return on assets | 2.67% (stronger) | 1.24% |
| Loans ÷ deposits | 54.7% (stronger) | 66.4% |
| Uninsured deposits | 25.0% (stronger) | 29.8% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Farmers State Bank has the higher TellerScore (97 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank leads on 6 and Peoples Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.