Side-by-side · Q2 2026 data
Farmers State Bank of Alto Pass, Ill. vs Citizens National Bank of Albion
Bank
Farmers State Bank of Alto Pass, Ill.
Alto Pass, Illinois · $100 million – $1 billion
Metric by metric
| Measure | Farmers State Bank of Alto Pass, Ill. | Citizens National Bank of Albion |
|---|---|---|
| TellerScore | 53 | 88 (stronger) |
| Capital cushion | 45 | 100 (stronger) |
| Loan quality | 16 | 82 (stronger) |
| Earnings | 100 (stronger) | 80 |
| Funding & liquidity | 66 | 80 (stronger) |
| Problem-loan coverage | 59 | 96 (stronger) |
| Peer percentile | 9th | 92nd |
| Total assets | $342.4M | $348.5M |
| Deposits / shares | $307.2M | $283.9M |
| Capital ratio | 9.51% | 17.35% (stronger) |
| Problem loans | 2.52% | 0.54% (stronger) |
| Net charge-offs | 0.44% | 0.14% (stronger) |
| Return on assets | 2.17% (stronger) | 1.51% |
| Loans ÷ deposits | 93.9% | 78.5% (stronger) |
| Uninsured deposits | 12.0% (stronger) | 16.8% |
| Offices | 5 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Citizens National Bank of Albion has the higher TellerScore (88 vs 53). On the 7 directional measures above (where higher or lower is clearly better), Farmers State Bank of Alto Pass, Ill. leads on 2 and Citizens National Bank of Albion on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.